First, the overall topic needs a clear structure so it’s easy to scan. The most logical approach is to break it down into sections: an introduction, a side-by-side comparison of costs, factors that influence those costs, the benefits of each model, and a conclusion with practical takeaways. Since the user wants actual HTML, using semantic tags like <header>, <section>, <article>, and <aside> will make it more than just styled text—it becomes valid, organized markup.
For the comparison, presenting data in a two-column table will make the differences visually obvious. That includes base rates, extra housing costs (only for live-out), and total typical monthly range. A small table in the content section can list key influencing factors so the reader understands why the numbers vary so widely. Bulleted lists work well for listing those influencing factors.
The perks of each option can be laid out side by side in another table or combined table for easy reading, which also avoids repeating “Live-In” or “Live-Out” headings multiple times. This keeps the content tighter and more scannable.
To round it off, an aside box—styled as a sidebar—can give quick tips or a summary, enhancing usability for skimming. Wrapping the whole page in <main> with a concise footer ensures a complete, accessible layout. We should leave out button-ready CSS but use orderly inline or internal styles to keep the page visually balanced.