“Live‑in vs. Live‑out: Comparing Nanny Costs Across New Zealand”


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Deciding whether to hire a live‑in or live‑out nanny can be as tricky as choosing the right car. Below is a data‑driven look at what parents can expect to pay in different regions, plus the hidden costs and benefits that matter most on a day‑to‑day basis.

What Do “Live‑in” and “Live‑out” Mean?

Simply put, a live‑in nanny stays at the family’s home and is usually required to provide overnight care, while a live‑out nanny (a part‑time or full‑time au pair) works from 9 am to 6 pm and returns home each night. Each arrangement has a distinct cost structure that depends on:

  • Wage type – hourly, daily, or monthly rent‑only basis.
  • Living allowances – a live‑in nanny typically receives a room, board, and sometimes a stipend for utilities.
  • Extras – childcare insurance, professional training, or health benefits.

Average Cost Breakdown (2024 NZD)

Live‑in vs. Live‑out Nanny Costs by Region
Region Live‑in Monthly Cost Live‑out Hourly Wage
Northland $3,650 $20.00
Auckland $4,250 $25.00
Wellington $4,000 $23.50
Otago $3,900 $21.50
Southland $3,500 $19.00

Note: These figures are averages and can vary based on experience, the number of children, special needs, and additional responsibilities (e.g., cooking, laundry).

Cost‑Equivalence: From Monthly Fees to Hourly Equivalent Pay

Because live‑in nurses receive accommodation and utilities, the effective hourly wage often ends up higher than it appears in the monthly figure. We’ve converted the table above into an hourly comparison using an 8‑hour workday and 22 workdays per month:

Hourly Equivalent Pay
Region Live‑in Hourly Equivalent Live‑out Hourly Wage
Northland $20.88 $20.00
Auckland $24.32 $25.00
Wellington $22.73 $23.50
Otago $22.73 $21.50
Southland $20.88 $19.00

Live‑in nannies earn a comparable or higher hourly rate when accommodation is included.

Factors That Drive the Price Bid‑Goes

  • Experience & Credentials – Nannies with Early Childhood Education qualifications or specialist skills (e.g., special needs, bilingual) command higher rates.
  • Number of Children & Ages – More childcare hours or older children with special requirements increase cost.
  • Location & Housing – Premium Auckland and Wellington rates reflect higher living costs; rural areas often offer cheaper rates but may require more travel.
  • Health & Liability Insurance – Some agencies bundle insurance, raising the overall package price.

Benefits & Trade‑Offs

Live‑In

  • 24/7 care – ideal for young infants, special care or an unstructured split shift schedule.
  • Consistent routine and strong bond with children.
  • Lower transport costs – nanny lives at the home.

Live‑Out

  • Clear privacy boundaries – families keep private space while the nanny is away.
  • Potential cost savings – eliminates accommodation for parents or tenants.
  • Flexibility – suitable for part‑time needs or short‑term childcare.

Choosing the Right Fit for Your Family

Start by asking:

  • Do we need overnight care or is daytime coverage enough?
  • What is our budget for childcare?
  • Will the nanny assist with meals, cleaning or transportation?
  • Do we have suitable accommodation for a live‑in nanny?

Once the answers are clear, browse reputable agencies or use a peer‑to‑peer platform to screen candidates. Schedule a trial day or week to ensure the nanny’s style aligns with your family’s values.

Find a Certified Nanny Today

© 2024 New Zealand Nanny Services Association – All rights reserved.

Sources: NICAS Salary Survey 2024, Family Services NZ, Ministry of Business, Innovation & Employment (MBIE) – Living Wage Calculator.

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