Choosing a nanny is a big decision for any family. The upfront cost can feel daunting, yet it often delivers peace of mind, better child development, and more family flexibility. In this guide we demystify the costs of hiring a nanny in New Zealand and share actionable ideas to keep childcare budgets lean.
1. Why a Nanny Might Be Worth the Investment
Beyond the daily errands, a high‑quality nanny offers:
- Consistent routines and a personalized learning environment
- Improved social and emotional development
- Reduced reliance on expensive agencies or after‑school clubs
- Parent job flexibility and reduced stress
Understanding the total cost—including wages, taxes, and benefits—helps families make the right financial decision.
2. Cost of Hiring a Nanny in NZ
2.1 Base Salary Range
| Role | Hourly Rate | Typical Weekly Hours |
|---|---|---|
| Full‑time, Live‑in | $28–$35 NZD | 35–40 |
| Full‑time, Live‑out | $30–$38 NZD | 35–40 |
| Part‑time (Weekend) | $28–$34 NZD | 10–15 |
| Part‑time (Weekdays) | $26–$32 NZD | 10–20 |
2.2 Additional Costs
- Employer PAYE / KiwiSaver – usually 18–20 % of gross wages.
- Guild/Agency Fees – 15–25 % if you’re using an agency.
- Insurance – public liability and worker’s compensation are recommended.
- Background Checks – optional but advisable; can be run for $150–$250.
2.3 Average Total Cost
For a full‑time nanny living out of the household, the typical cost in 2025 is about $50–$70 NZD per hour including taxes and contributions. A part‑time nanny can cost around $40–$60 NZD per hour.
3. Budget‑Friendly Strategies You Can Try
Partner with a like‑minded family to alternate weeks or share, cutting each family’s hourly load by 50 %. Make sure to formalise responsibilities in writing.
3.2 Use Government Subsidies and Grants
- Working for Families Tax Credits (WFC) – can reduce household taxes if you are a working parent.
- Childcare Concession – possible to get discounted private rates for secondary school children.
- Income‑Based PWC (Parental Leave & Wakafome) subsidies – apply for support while returning to work.
3.3 Hire a Nanny via a Brokerage vs. Direct Hire
Brokerage firms offer vetted staff but charge a commission. If you have the time to run a background check, a direct hire can save 10–20 %.
3.4 Flexible Working Hours or Reduced Rate for Live‑In Arrangement
Live‑in nannies often receive a small accommodation stipend, reducing overall wage costs. Many parents offer a private bedroom and utility contributions in lieu of a full % of living expenses.
3.5 Plan “Nanny Rounds” (Sundays or Tuesdays)
Scheduling a nuisance “Nanny Day” for check‑ins, playdates or power‑through homework can turn a part‑time nanny into a per‑week support, thereby lowering weekly hours needed.
3.6 Leverage Family Connections
Some family members may have childcare experience. In such cases, an informal arrangement with agreements on supervision hours can reduce costs.
4. Legal & Safety Checklist
- Next of Kin – must be listed on your parents’ insurance.
- Podiatry Approval – Background checks & reference letters.
- Insurance – Liability cover (minimum $1 M), and if live‑in, a domestic workers’ compensation plan.
- Contract – Written terms covering pay, hours, duties, termination and confidentiality.
- Adhere to Employment Regulations for wage, hours, and holiday entitlements.